Lead your market into digital assets
Retain deposits, keep your customers, and lead your market with a complete digital asset strategy. StableNow gives your bank a full platform: stablecoins, utility tokens, and blockchain-accelerated lending, integrated and live in weeks. Your brand. Modern infrastructure. NEW revenue opportunities.
Total Treasury
$12.4M
+8.2%USDIO Outstanding
$3.2M
+12.1%Active Customers
1,247
+24Staking APY
3.50%
LiveThe Industry Is Moving
“Banks and credit unions have lost over $3 trillion in deposits to fintechs in the last five years.”
The Financial Brand / Cornerstone Advisors Research, 2025
“Stablecoins, not fintechs, are forcing community banks to rethink the future.”
PYMNTS.com, September 2025
“The question is no longer if blockchain will integrate with banking. The question is how regional and community banks will protect their deposit franchises against 24/7, programmable, global competitors.”
Banking Exchange, January 2026
“77% would open a stablecoin wallet if their personal bank or fintech app offered one.”
YouGov / BVNK Stablecoin Utility Report, 2026 (4,600+ respondents, 15 countries)
“Banks and credit unions, not fintech platforms, are the logical providers of these services.”
Banking Exchange, January 2026
How It Works
Three steps to a new revenue stream
StableNow integrates with your bank in weeks, not months. No blockchain expertise required.
Schedule a Demo
After the demo you get full access to the platform. Your bank completes a quick compliance review, signs the service agreement, and configures your branded customer widget.
Your Customers Are Live
Your customers buy, stake, and transfer digital assets directly through your bank, using the embedded widget directly in your existing online banking portal. To them, it feels like any other bank service.
Your Bank, Future-Proof
Your customers access digital assets through the bank they trust. Your bank stays ahead of the competition and retains deposits with modern infrastructure and new fee revenue opportunities. Future-Proof banking, today.
Your Product Suite
Everything your bank needs to offer digital assets
Three products, one platform. Generate revenue while your customers access the future of banking.
OS Token
Native Utility Token
The native token that powers and secures the Heleos blockchain. Buy OS directly through your bank, stake to earn rewards and secure the network, or transfer across the Heleos ecosystem, participating exchanges, and DeFi.
- Secures the Heleos network through staking
- Buy through your bank, use across the ecosystem
- Transfer to exchanges and DeFi platforms
- Powers all tokenized products and services
USDIO Stablecoin
GENIUS Act Compliant Stablecoin
A dollar-pegged stablecoin backed by US Treasury bonds. Offer your customers a fully compliant digital dollar through the StableNow platform. No stablecoin infrastructure to build, manage, or maintain.
- 1:1 USD peg backed by Treasury bonds
- GENIUS Act compliant from day one
- Customers earn yield on staked USDIO
- Instant cross-bank transfers
EquityLayer
Blockchain-Accelerated Lending
The lending product that pays your customers back. When a borrower closes a loan through your bank, StableNow stakes tokens on their behalf and directs network rewards straight to their wallet — starting at no cost to the borrower.
- StableNow stakes on behalf of every borrower: free at Tier 1
- Customers can unlock higher tiers for accelerated rewards
- Borrowers can self-stake to pay down principal faster
- Exclusivity: a mortgage product your competitors simply cannot offer
EquityLayer In Action
The mortgage that gives back
When a customer closes a mortgage through your bank, StableNow stakes tokens on their behalf and sends the network rewards directly to their wallet. No other mortgage product in community banking does this.
Customer closes a $500,000 mortgage through your bank
StableNow stakes tokens on their behalf at Tier 1, free
Customer receives staking rewards directed to their wallet
Customer can also self-stake USDIO or OS to pay down principal even faster
Three tiers available. The more your customer engages, the more they earn. Full tier details provided during your demo. EquityLayer mortgage reward program is offered exclusively at partner banks. EquityLayer mortgage rewards are subject to availability.
Sample EquityLayer Mortgage
Higher tiers unlock 50% and 100% staking — ask us during your demo
$0T+
Deposits Lost to Fintech
Cornerstone Advisors, 2025
0%
Want Stablecoin Access at Their Bank
YouGov / BVNK, 2026
$0B+
Stablecoin Market Cap
TRM Labs, 2025
0%
Of US Adults Open to Stablecoin Payments
Motley Fool Survey, 2025
Trust & Security
Built for regulated institutions
StableNow was designed from day one for bank compliance officers, not crypto traders.
GENIUS Act Compliant
USDIO stablecoins are fully backed by qualified reserves under the GENIUS Act framework. Built for regulatory confidence from day one.
Bank-Grade Security
Role-based access control, dual approval thresholds, platform-wide freeze controls, and comprehensive audit logging.
Full Audit Trail
Every transaction, approval, and configuration change is recorded in an immutable, append-only audit log.
Real-Time Controls
Freeze swaps or withdrawals instantly. Set per-customer and per-bank limits. Monitor everything in real time.
Get Started
See StableNow in action
Schedule a personalized demo for your bank. We will walk you through onboarding, compliance, revenue projections, and integration timelines.
What to expect
30-minute personalized demo
Revenue projection for your bank
Compliance and integration review
Custom onboarding timeline
Questions?
Email us at [email protected]
Or call (307) 555-0100
See StableNow in action
Schedule a personalized demo for your bank.